Affiliate Disclosure
Last updated: May 2025
How We Make Money
CreditCompass India (creditcompass.in) participates in affiliate marketing programs. When you click on an “Apply Now” button or affiliate link on our site and successfully apply for a credit card, we may earn a commission from the bank or financial institution.
This commission is paid by the bank — not by you. Your credit card terms, interest rates, annual fees, and any offers you receive are entirely determined by the issuing bank and are not affected by our affiliate relationship.
Our Editorial Independence
We maintain strict editorial independence. Our card rankings, reviews, and comparisons are based on objective criteria including:
- Annual fees, joining fees, and waiver conditions
- Cashback rates and reward point structures
- Travel benefits, lounge access, and lifestyle perks
- Minimum income and credit score requirements
- User eligibility and approval likelihood
Affiliate commission rates do not influence card ratings, rankings, or editorial content. A card with a high commission that provides poor value to users will not receive a high ranking on our platform.
ASCI & RBI Compliance
This disclosure is made in accordance with the Advertising Standards Council of India (ASCI) guidelines on influencer and affiliate advertising. We are committed to transparency and honest disclosure of all commercial relationships.
CreditCompass India is a comparison and information platform. We are not a bank, NBFC, or licensed financial advisor. All financial decisions should be made independently or with qualified professional advice.
Contact Us
If you have questions about our affiliate relationships or editorial policies, please contact us at hello@creditcompass.in