Best Cashback Credit Cards in India
Earn real money back on every spend. Flat cashback with no redemption hassles.
8
Cards Found
SBI Card
SBI Cashback Credit Card5% unlimited cashback online
- 5% flat online cashback
- No lounge
Axis Bank
Axis Bank Flipkart Credit Card5% cashback on Flipkart & Myntra
- Unlimited 5% on Flipkart
- Joining fee
AU Bank
AU LIT Credit CardChoose your rewards quarterly
- Lifetime Free
- Must track benefits
2% rewards on scan & pay
- Best UPI cashback
- No physical card
HDFC Bank
HDFC Millennia Credit Card5% on Amazon, Flipkart, Swiggy
- 5% on top brands
- Upper cap on rewards
Kotak Bank
Kotak Cashback Plus Credit Card1.5% cashback on all spends
- Simple unlimited cashback
- Annual fee
Bank of Baroda
BOB Cashback Credit Card1% cashback on all spends
- Simple cashback
- Basic rewards rate
HDFC Bank
HDFC Pixel Play Credit Card5% on 2 merchants of your choice
- Customizable 5% merchants
- App only management
How to Choose the Best Cashback Credit Card
Compare Annual Fees
A card with a higher annual fee can still be better value if the benefits outweigh the cost. Calculate your break-even point before applying.
Check Eligibility First
Each card has minimum income and credit score requirements. Applying for a card you don't qualify for can hurt your CIBIL score.
Read the Reward Structure
Some cards offer higher cashback on specific categories. Match the card's strength to your highest spending category.
Look for Welcome Bonuses
Many cards offer large welcome bonuses worth thousands of rupees. These can offset fees or provide immediate value.