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HDFC Bank
HDFC IRCTC Credit Card
✈️Travel⭐Rewards
Apply via our link & earn ₹400 cashback in your EarnKaro wallet.
🎫
Joining Fee
₹500
📅
Annual Fee
₹500
💰
Min. Income
₹25,000/mo
📊
Credit Score
700+
What we love
- IRCTC cashback
- Train lounge access
- Fuel waiver
Keep in mind
- Specific to trains
Benefits & Features
Rewards
5 rewards on IRCTC, 1% on others
Lounge Access
8 executive lounge visits
Fuel Surcharge
Transaction fee waiver
Fee Waiver
Waived on 1.5L spend
❓ Frequently Asked Questions
What is the annual fee of HDFC IRCTC Credit Card?
HDFC IRCTC Credit Card has an annual fee of ₹500. The fee can be waived off on: Waived on 1.5L spend.
What is the minimum monthly income required for HDFC IRCTC Credit Card?
To apply for HDFC IRCTC Credit Card, a minimum monthly income of ₹25,000 is recommended.
Does HDFC IRCTC Credit Card offer airport lounge access?
Yes! HDFC IRCTC Credit Card offers lounge access: 8 executive lounge visits.
How can I earn cashback or rewards on HDFC IRCTC Credit Card?
HDFC IRCTC Credit Card offers rewards based on spending: Reward rate: 5 rewards on IRCTC, 1% on others.
Ready to Apply?
Takes less than 5 minutes. No hidden fees in the application.