Home/Compare/Kotak League Platinum Credit Card vs HDFC Millennia Credit Card

Kotak League Platinum Credit Card vs HDFC Millennia Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Kotak League Platinum Credit Card wins 3 out of 4 comparison categories.

⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹499 Winner
₹1,000
Joining Fee
Free Winner
₹1,000
Fee Waiver
Waived on 75k spend
Waived on 1L spend
Cashback Rate
Up to 5% Winner
Reward Rate
8X rewards on movies & dining
5% on Amazon, Flipkart, Swiggy
Lounge Access
No
8 lounge visits
Welcome Bonus
2 PVR tickets
1000 CashPoints
Min. Income
₹25,000/mo Winner
₹35,000/mo
Credit Score
700+ Winner
720+
Best For
Movie lovers
Online shoppers

Kotak League Platinum Credit Card

What we love

  • Free joining
  • Movie tickets bonus
  • 8X rewards

Keep in mind

  • Small waiver cap

HDFC Millennia Credit Card

What we love

  • 5% on top brands
  • Cashback as statement credit
  • Lounge access

Keep in mind

  • Upper cap on rewards

Frequently Asked Questions

Which is better: Kotak League Platinum Credit Card or HDFC Millennia Credit Card?

Based on our analysis, Kotak League Platinum Credit Card is the better choice with advantages in 3 out of 4 comparison categories including fees and rewards. However, HDFC Millennia Credit Card may be better if your spending aligns with its specific benefits like online shoppers.

What is the annual fee difference?

Kotak League Platinum Credit Card has an annual fee of ₹499 (Waived on 75k spend), while HDFC Millennia Credit Card costs ₹1,000 (Waived on 1L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.