Turn Every UPI Scan Into Rewards.
No more “empty” payments. Link your RuPay credit card to UPI and earn cashback on chai, groceries, and shopping.
How much can you save?
Most Indians spend ₹10,000 - ₹30,000 monthly on UPI. See how much you're leaving on the table.
UPI Rewards Calculator
Calculate your annual savings
Estimated Earnings
Monthly Rewards
₹100
Yearly Savings
₹1,200
*Estimated based on 1% reward rate on UPI spends. Actual rewards may vary based on merchant category.
Apply for Axis Bank MyZone RuPay Credit CardTop RuPay UPI Cards 2025
Handpicked cards for maximum UPI rewards.
Axis Bank
Axis Bank MyZone RuPay Credit CardBOGO on Movies, Swiggy off
- Movie BOGO
- Swiggy discounts
2% rewards on scan & pay
- Best UPI cashback
- Lifetime Free
Axis Bank
Axis Bank Neo RuPay Credit Card10% off on Zomato, BookMyShow, Myntra
- RuPay UPI
- Food delivery discounts
Everything you need to know
1Can I link any credit card to UPI?
No. Currently, only **RuPay** network credit cards can be linked to UPI apps like GPay, PhonePe, and Paytm. Visa and Mastercard cards cannot be used for merchant UPI scans yet.
2Are there any charges for UPI CC scans?
For users (you), there are **zero charges**. You pay the same amount as a normal UPI scan. The merchant might pay a fee, but that doesn't affect your balance.
3Which is the best card for UPI?
The **Tata Neu Infinity HDFC** and **SBI Aurum** are top-tier, but for most people, the **HDFC Tata Neu Plus** or **ICICI Coral RuPay** are best as they are often offered Lifetime Free.