Best Rewards Credit Cards in India
Earn points on every swipe. Redeem for flights, hotels, and cashback.
6
Cards Found
IDFC First Bank
IDFC First Mayura Credit Card10X points on International, 5X on Travel/Dining
- Best lounge access
- High international rewards
Axis Bank
Axis Bank MyZone RuPay Credit CardBOGO on Movies, Swiggy off
- Movie BOGO
- Swiggy discounts
SBI Card
SBI SimplyCLICK Credit Card10X rewards on Amazon, Apollo, Cleartrip
- Great for Amazon shoppers
- Low fee
Axis Bank
Axis Bank Rewards Visa Credit Card10X rewards on Apparel & Dept Stores
- High milestone rewards
- Lounge access
Kotak Bank
Kotak League Platinum Credit Card8X rewards on movies & dining
- Free joining
- Movie tickets bonus
HDFC Bank
HDFC IRCTC Credit Card5 rewards on IRCTC, 1% on others
- IRCTC cashback
- Train lounge access
How to Choose the Best Rewards Credit Card
Compare Annual Fees
A card with a higher annual fee can still be better value if the benefits outweigh the cost. Calculate your break-even point before applying.
Check Eligibility First
Each card has minimum income and credit score requirements. Applying for a card you don't qualify for can hurt your CIBIL score.
Read the Reward Structure
Some cards offer higher cashback on specific categories. Match the card's strength to your highest spending category.
Look for Welcome Bonuses
Many cards offer large welcome bonuses worth thousands of rupees. These can offset fees or provide immediate value.