HDFC Millennia Credit Card vs Axis Bank Neo RuPay Credit Card
Detailed side-by-side comparison to help you pick the right card for your needs.
Axis Bank Neo RuPay Credit Card wins 3 out of 4 comparison categories.
HDFC Bank
HDFC Millennia Credit Card💰 Earn ₹400 cashback via EarnKaro
Side-by-Side Comparison
HDFC Millennia Credit Card
What we love
- 5% on top brands
- Cashback as statement credit
- Lounge access
Keep in mind
- Upper cap on rewards
Axis Bank Neo RuPay Credit Card
What we love
- RuPay UPI
- Food delivery discounts
- Very low fee
Keep in mind
- Limited rewards
Frequently Asked Questions
Which is better: HDFC Millennia Credit Card or Axis Bank Neo RuPay Credit Card?
Based on our analysis, Axis Bank Neo RuPay Credit Card is the better choice with advantages in 3 out of 4 comparison categories including fees and rewards. However, HDFC Millennia Credit Card may be better if your spending aligns with its specific benefits like online shoppers.
What is the annual fee difference?
HDFC Millennia Credit Card has an annual fee of ₹1,000 (Waived on 1L spend), while Axis Bank Neo RuPay Credit Card costs ₹250 (Waived on 1L spend) per year.
Can I apply for both cards?
Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.