Home/Compare/Axis Bank Neo RuPay Credit Card vs Axis Bank Flipkart Credit Card

Axis Bank Neo RuPay Credit Card vs Axis Bank Flipkart Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Axis Bank Neo RuPay Credit Card wins 2 out of 4 comparison categories.

⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹250 Winner
₹500
Joining Fee
₹250 Winner
₹500
Fee Waiver
Waived on 1L spend
Waived on 2L spend
Cashback Rate
Up to 5% Winner
Reward Rate
10% off on Zomato, BookMyShow, Myntra
5% cashback on Flipkart & Myntra
Lounge Access
No
4 domestic per year
Welcome Bonus
Amazon voucher
500 Flipkart voucher
Min. Income
₹15,000/mo
₹15,000/mo
Credit Score
650+ Winner
700+
Best For
UPI & Zomato users
Flipkart shoppers

Axis Bank Neo RuPay Credit Card

What we love

  • RuPay UPI
  • Food delivery discounts
  • Very low fee

Keep in mind

  • Limited rewards

Axis Bank Flipkart Credit Card

What we love

  • Unlimited 5% on Flipkart
  • 4% on Swiggy/PVR/Uber
  • Lounge access

Keep in mind

  • Joining fee

Frequently Asked Questions

Which is better: Axis Bank Neo RuPay Credit Card or Axis Bank Flipkart Credit Card?

Based on our analysis, Axis Bank Neo RuPay Credit Card is the better choice with advantages in 2 out of 4 comparison categories including fees and rewards. However, Axis Bank Flipkart Credit Card may be better if your spending aligns with its specific benefits like flipkart shoppers.

What is the annual fee difference?

Axis Bank Neo RuPay Credit Card has an annual fee of ₹250 (Waived on 1L spend), while Axis Bank Flipkart Credit Card costs ₹500 (Waived on 2L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.