Home/Compare/Yes Bank Pop-Club Credit Card vs HDFC Millennia Credit Card

Yes Bank Pop-Club Credit Card vs HDFC Millennia Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Yes Bank Pop-Club Credit Card wins 3 out of 4 comparison categories.

⭐ Recommended

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Side-by-Side Comparison

Annual Fee
Lifetime Free Winner
₹1,000
Joining Fee
Free Winner
₹1,000
Fee Waiver
Waived on 1L spend
Cashback Rate
Up to 5% Winner
Reward Rate
10% back on Pop-Club brands
5% on Amazon, Flipkart, Swiggy
Lounge Access
No
8 lounge visits
Welcome Bonus
Pop-Club membership
1000 CashPoints
Min. Income
₹20,000/mo Winner
₹35,000/mo
Credit Score
700+ Winner
720+
Best For
Young professionals
Online shoppers

Yes Bank Pop-Club Credit Card

What we love

  • Lifetime Free
  • Exclusive club benefits
  • Modern app

Keep in mind

  • Niche partner network

HDFC Millennia Credit Card

What we love

  • 5% on top brands
  • Cashback as statement credit
  • Lounge access

Keep in mind

  • Upper cap on rewards

Frequently Asked Questions

Which is better: Yes Bank Pop-Club Credit Card or HDFC Millennia Credit Card?

Based on our analysis, Yes Bank Pop-Club Credit Card is the better choice with advantages in 3 out of 4 comparison categories including fees and rewards. However, HDFC Millennia Credit Card may be better if your spending aligns with its specific benefits like online shoppers.

What is the annual fee difference?

Yes Bank Pop-Club Credit Card has an annual fee of zero (Lifetime Free), while HDFC Millennia Credit Card costs ₹1,000 (Waived on 1L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.