Home/Compare/Yes Bank Pop-Club Credit Card vs SBI Cashback Credit Card

Yes Bank Pop-Club Credit Card vs SBI Cashback Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

SBI Cashback Credit Card wins 2 out of 4 comparison categories.

💰 Earn ₹1,500 cashback via EarnKaro

⭐ Recommended

💰 Earn ₹2,240 cashback via EarnKaro

Side-by-Side Comparison

Annual Fee
Lifetime Free Winner
₹999
Joining Fee
Free Winner
₹999
Fee Waiver
Waived on 2L spend
Cashback Rate
Up to 5% Winner
Reward Rate
10% back on Pop-Club brands
5% unlimited cashback online
Lounge Access
No
No
Welcome Bonus
Pop-Club membership
Min. Income
₹20,000/mo
₹20,000/mo
Credit Score
700+
650+ Winner
Best For
Young professionals
Online shoppers

Yes Bank Pop-Club Credit Card

What we love

  • Lifetime Free
  • Exclusive club benefits
  • Modern app

Keep in mind

  • Niche partner network

SBI Cashback Credit Card

What we love

  • 5% flat online cashback
  • No merchant restrictions
  • Auto-credit

Keep in mind

  • No lounge
  • 1% offline rate

Frequently Asked Questions

Which is better: Yes Bank Pop-Club Credit Card or SBI Cashback Credit Card?

Based on our analysis, SBI Cashback Credit Card is the better choice with advantages in 2 out of 4 comparison categories including fees and rewards. However, Yes Bank Pop-Club Credit Card may be better if your spending aligns with its specific benefits like young professionals.

What is the annual fee difference?

Yes Bank Pop-Club Credit Card has an annual fee of zero (Lifetime Free), while SBI Cashback Credit Card costs ₹999 (Waived on 2L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.