Home/Compare/AU LIT Credit Card vs IDFC First Mayura Credit Card

AU LIT Credit Card vs IDFC First Mayura Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

AU LIT Credit Card wins 4 out of 4 comparison categories.

⭐ Recommended

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Side-by-Side Comparison

Annual Fee
Lifetime Free Winner
₹2,999
Joining Fee
Free Winner
₹2,999
Fee Waiver
Waived on 5L spend
Cashback Rate
Up to 2% Winner
Reward Rate
Choose your rewards quarterly
10X points on International, 5X on Travel/Dining
Lounge Access
No
4 domestic + 2 international per quarter
Welcome Bonus
Choice of benefit
5000 bonus points
Min. Income
₹15,000/mo Winner
₹1,00,000/mo
Credit Score
650+ Winner
750+
Best For
Flexible users
Premium travelers

AU LIT Credit Card

What we love

  • Lifetime Free
  • Flexible rewards
  • Customizable

Keep in mind

  • Must track benefits

IDFC First Mayura Credit Card

What we love

  • Best lounge access
  • High international rewards
  • Golf privileges

Keep in mind

  • High fee
  • High income requirement

Frequently Asked Questions

Which is better: AU LIT Credit Card or IDFC First Mayura Credit Card?

Based on our analysis, AU LIT Credit Card is the better choice with advantages in 4 out of 4 comparison categories including fees and rewards. However, IDFC First Mayura Credit Card may be better if your spending aligns with its specific benefits like premium travelers.

What is the annual fee difference?

AU LIT Credit Card has an annual fee of zero (Lifetime Free), while IDFC First Mayura Credit Card costs ₹2,999 (Waived on 5L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.