Home/Compare/IDFC First Mayura Credit Card vs Axis Bank MyZone RuPay Credit Card

IDFC First Mayura Credit Card vs Axis Bank MyZone RuPay Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Axis Bank MyZone RuPay Credit Card wins 3 out of 4 comparison categories.

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⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹2,999
₹500 Winner
Joining Fee
₹2,999
Free Winner
Fee Waiver
Waived on 5L spend
Waived on 1.5L spend
Cashback Rate
Reward Rate
10X points on International, 5X on Travel/Dining
BOGO on Movies, Swiggy off
Lounge Access
4 domestic + 2 international per quarter
1 domestic per quarter
Welcome Bonus
5000 bonus points
SonyLiv sub
Min. Income
₹1,00,000/mo
₹15,000/mo Winner
Credit Score
750+
650+ Winner
Best For
Premium travelers
Movie buffs

IDFC First Mayura Credit Card

What we love

  • Best lounge access
  • High international rewards
  • Golf privileges

Keep in mind

  • High fee
  • High income requirement

Axis Bank MyZone RuPay Credit Card

What we love

  • Movie BOGO
  • Swiggy discounts
  • RuPay UPI

Keep in mind

  • Annual fee

Frequently Asked Questions

Which is better: IDFC First Mayura Credit Card or Axis Bank MyZone RuPay Credit Card?

Based on our analysis, Axis Bank MyZone RuPay Credit Card is the better choice with advantages in 3 out of 4 comparison categories including fees and rewards. However, IDFC First Mayura Credit Card may be better if your spending aligns with its specific benefits like premium travelers.

What is the annual fee difference?

IDFC First Mayura Credit Card has an annual fee of ₹2,999 (Waived on 5L spend), while Axis Bank MyZone RuPay Credit Card costs ₹500 (Waived on 1.5L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.