Home/Compare/IDFC First Mayura Credit Card vs SBI SimplyCLICK Credit Card

IDFC First Mayura Credit Card vs SBI SimplyCLICK Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

SBI SimplyCLICK Credit Card wins 4 out of 4 comparison categories.

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⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹2,999
₹499 Winner
Joining Fee
₹2,999
₹499 Winner
Fee Waiver
Waived on 5L spend
Waived on 1L spend
Cashback Rate
Up to 1.25% Winner
Reward Rate
10X points on International, 5X on Travel/Dining
10X rewards on Amazon, Apollo, Cleartrip
Lounge Access
4 domestic + 2 international per quarter
No
Welcome Bonus
5000 bonus points
500 Amazon voucher
Min. Income
₹1,00,000/mo
₹20,000/mo Winner
Credit Score
750+
650+ Winner
Best For
Premium travelers
Beginners & shoppers

IDFC First Mayura Credit Card

What we love

  • Best lounge access
  • High international rewards
  • Golf privileges

Keep in mind

  • High fee
  • High income requirement

SBI SimplyCLICK Credit Card

What we love

  • Great for Amazon shoppers
  • Low fee
  • Easy waiver

Keep in mind

  • No lounge
  • Basic offline rewards

Frequently Asked Questions

Which is better: IDFC First Mayura Credit Card or SBI SimplyCLICK Credit Card?

Based on our analysis, SBI SimplyCLICK Credit Card is the better choice with advantages in 4 out of 4 comparison categories including fees and rewards. However, IDFC First Mayura Credit Card may be better if your spending aligns with its specific benefits like premium travelers.

What is the annual fee difference?

IDFC First Mayura Credit Card has an annual fee of ₹2,999 (Waived on 5L spend), while SBI SimplyCLICK Credit Card costs ₹499 (Waived on 1L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.