Home/Compare/Axis Bank Flipkart Credit Card vs Axis Bank Neo RuPay Credit Card

Axis Bank Flipkart Credit Card vs Axis Bank Neo RuPay Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Axis Bank Neo RuPay Credit Card wins 2 out of 4 comparison categories.

💰 Earn ₹2,240 cashback via EarnKaro

⭐ Recommended

💰 Earn ₹1,920 cashback via EarnKaro

Side-by-Side Comparison

Annual Fee
₹500
₹250 Winner
Joining Fee
₹500
₹250 Winner
Fee Waiver
Waived on 2L spend
Waived on 1L spend
Cashback Rate
Up to 5% Winner
Reward Rate
5% cashback on Flipkart & Myntra
10% off on Zomato, BookMyShow, Myntra
Lounge Access
4 domestic per year
No
Welcome Bonus
500 Flipkart voucher
Amazon voucher
Min. Income
₹15,000/mo
₹15,000/mo
Credit Score
700+
650+ Winner
Best For
Flipkart shoppers
UPI & Zomato users

Axis Bank Flipkart Credit Card

What we love

  • Unlimited 5% on Flipkart
  • 4% on Swiggy/PVR/Uber
  • Lounge access

Keep in mind

  • Joining fee

Axis Bank Neo RuPay Credit Card

What we love

  • RuPay UPI
  • Food delivery discounts
  • Very low fee

Keep in mind

  • Limited rewards

Frequently Asked Questions

Which is better: Axis Bank Flipkart Credit Card or Axis Bank Neo RuPay Credit Card?

Based on our analysis, Axis Bank Neo RuPay Credit Card is the better choice with advantages in 2 out of 4 comparison categories including fees and rewards. However, Axis Bank Flipkart Credit Card may be better if your spending aligns with its specific benefits like flipkart shoppers.

What is the annual fee difference?

Axis Bank Flipkart Credit Card has an annual fee of ₹500 (Waived on 2L spend), while Axis Bank Neo RuPay Credit Card costs ₹250 (Waived on 1L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.