Home/Compare/Axis Bank Flipkart Credit Card vs SBI SimplyCLICK Credit Card

Axis Bank Flipkart Credit Card vs SBI SimplyCLICK Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

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Side-by-Side Comparison

Annual Fee
₹500
₹499 Winner
Joining Fee
₹500
₹499 Winner
Fee Waiver
Waived on 2L spend
Waived on 1L spend
Cashback Rate
Up to 5% Winner
Up to 1.25%
Reward Rate
5% cashback on Flipkart & Myntra
10X rewards on Amazon, Apollo, Cleartrip
Lounge Access
4 domestic per year
No
Welcome Bonus
500 Flipkart voucher
500 Amazon voucher
Min. Income
₹15,000/mo Winner
₹20,000/mo
Credit Score
700+
650+ Winner
Best For
Flipkart shoppers
Beginners & shoppers

Axis Bank Flipkart Credit Card

What we love

  • Unlimited 5% on Flipkart
  • 4% on Swiggy/PVR/Uber
  • Lounge access

Keep in mind

  • Joining fee

SBI SimplyCLICK Credit Card

What we love

  • Great for Amazon shoppers
  • Low fee
  • Easy waiver

Keep in mind

  • No lounge
  • Basic offline rewards

Frequently Asked Questions

Which is better: Axis Bank Flipkart Credit Card or SBI SimplyCLICK Credit Card?

Both cards are equally competitive across fees, cashback, and eligibility. Choose Axis Bank Flipkart Credit Card if you prefer flipkart shoppers, or SBI SimplyCLICK Credit Card if you prefer beginners & shoppers.

What is the annual fee difference?

Axis Bank Flipkart Credit Card has an annual fee of ₹500 (Waived on 2L spend), while SBI SimplyCLICK Credit Card costs ₹499 (Waived on 1L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.