Home/Compare/Axis Bank Flipkart Credit Card vs IDFC First Mayura Credit Card

Axis Bank Flipkart Credit Card vs IDFC First Mayura Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Axis Bank Flipkart Credit Card wins 4 out of 4 comparison categories.

⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹500 Winner
₹2,999
Joining Fee
₹500 Winner
₹2,999
Fee Waiver
Waived on 2L spend
Waived on 5L spend
Cashback Rate
Up to 5% Winner
Reward Rate
5% cashback on Flipkart & Myntra
10X points on International, 5X on Travel/Dining
Lounge Access
4 domestic per year
4 domestic + 2 international per quarter
Welcome Bonus
500 Flipkart voucher
5000 bonus points
Min. Income
₹15,000/mo Winner
₹1,00,000/mo
Credit Score
700+ Winner
750+
Best For
Flipkart shoppers
Premium travelers

Axis Bank Flipkart Credit Card

What we love

  • Unlimited 5% on Flipkart
  • 4% on Swiggy/PVR/Uber
  • Lounge access

Keep in mind

  • Joining fee

IDFC First Mayura Credit Card

What we love

  • Best lounge access
  • High international rewards
  • Golf privileges

Keep in mind

  • High fee
  • High income requirement

Frequently Asked Questions

Which is better: Axis Bank Flipkart Credit Card or IDFC First Mayura Credit Card?

Based on our analysis, Axis Bank Flipkart Credit Card is the better choice with advantages in 4 out of 4 comparison categories including fees and rewards. However, IDFC First Mayura Credit Card may be better if your spending aligns with its specific benefits like premium travelers.

What is the annual fee difference?

Axis Bank Flipkart Credit Card has an annual fee of ₹500 (Waived on 2L spend), while IDFC First Mayura Credit Card costs ₹2,999 (Waived on 5L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.