Home/Compare/IDFC First Mayura Credit Card vs AU LIT Credit Card

IDFC First Mayura Credit Card vs AU LIT Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

AU LIT Credit Card wins 4 out of 4 comparison categories.

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⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹2,999
Lifetime Free Winner
Joining Fee
₹2,999
Free Winner
Fee Waiver
Waived on 5L spend
Cashback Rate
Up to 2% Winner
Reward Rate
10X points on International, 5X on Travel/Dining
Choose your rewards quarterly
Lounge Access
4 domestic + 2 international per quarter
No
Welcome Bonus
5000 bonus points
Choice of benefit
Min. Income
₹1,00,000/mo
₹15,000/mo Winner
Credit Score
750+
650+ Winner
Best For
Premium travelers
Flexible users

IDFC First Mayura Credit Card

What we love

  • Best lounge access
  • High international rewards
  • Golf privileges

Keep in mind

  • High fee
  • High income requirement

AU LIT Credit Card

What we love

  • Lifetime Free
  • Flexible rewards
  • Customizable

Keep in mind

  • Must track benefits

Frequently Asked Questions

Which is better: IDFC First Mayura Credit Card or AU LIT Credit Card?

Based on our analysis, AU LIT Credit Card is the better choice with advantages in 4 out of 4 comparison categories including fees and rewards. However, IDFC First Mayura Credit Card may be better if your spending aligns with its specific benefits like premium travelers.

What is the annual fee difference?

IDFC First Mayura Credit Card has an annual fee of ₹2,999 (Waived on 5L spend), while AU LIT Credit Card costs zero (Lifetime Free) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.