Home/Compare/Axis Bank Flipkart Credit Card vs Kotak Cashback Plus Credit Card

Axis Bank Flipkart Credit Card vs Kotak Cashback Plus Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Axis Bank Flipkart Credit Card wins 2 out of 4 comparison categories.

⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹500
₹499 Winner
Joining Fee
₹500
₹499 Winner
Fee Waiver
Waived on 2L spend
Waived on 2L spend
Cashback Rate
Up to 5% Winner
Reward Rate
5% cashback on Flipkart & Myntra
1.5% cashback on all spends
Lounge Access
4 domestic per year
No
Welcome Bonus
500 Flipkart voucher
Min. Income
₹15,000/mo Winner
₹30,000/mo
Credit Score
700+
700+
Best For
Flipkart shoppers
Simple spenders

Axis Bank Flipkart Credit Card

What we love

  • Unlimited 5% on Flipkart
  • 4% on Swiggy/PVR/Uber
  • Lounge access

Keep in mind

  • Joining fee

Kotak Cashback Plus Credit Card

What we love

  • Simple unlimited cashback
  • Wide acceptance
  • No caps

Keep in mind

  • Annual fee

Frequently Asked Questions

Which is better: Axis Bank Flipkart Credit Card or Kotak Cashback Plus Credit Card?

Based on our analysis, Axis Bank Flipkart Credit Card is the better choice with advantages in 2 out of 4 comparison categories including fees and rewards. However, Kotak Cashback Plus Credit Card may be better if your spending aligns with its specific benefits like simple spenders.

What is the annual fee difference?

Axis Bank Flipkart Credit Card has an annual fee of ₹500 (Waived on 2L spend), while Kotak Cashback Plus Credit Card costs ₹499 (Waived on 2L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.