Home/Compare/Axis Bank MyZone RuPay Credit Card vs Axis Bank Rewards Visa Credit Card

Axis Bank MyZone RuPay Credit Card vs Axis Bank Rewards Visa Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Axis Bank MyZone RuPay Credit Card wins 3 out of 4 comparison categories.

⭐ Recommended

💰 Earn ₹2,240 cashback via EarnKaro

💰 Earn ₹2,080 cashback via EarnKaro

Side-by-Side Comparison

Annual Fee
₹500 Winner
₹1,000
Joining Fee
Free Winner
₹1,000
Fee Waiver
Waived on 1.5L spend
Waived on 2L spend
Cashback Rate
Reward Rate
BOGO on Movies, Swiggy off
10X rewards on Apparel & Dept Stores
Lounge Access
1 domestic per quarter
2 domestic per quarter
Welcome Bonus
SonyLiv sub
5000 Edge points
Min. Income
₹15,000/mo Winner
₹25,000/mo
Credit Score
650+ Winner
700+
Best For
Movie buffs
Lifestyle spenders

Axis Bank MyZone RuPay Credit Card

What we love

  • Movie BOGO
  • Swiggy discounts
  • RuPay UPI

Keep in mind

  • Annual fee

Axis Bank Rewards Visa Credit Card

What we love

  • High milestone rewards
  • Lounge access
  • Edge points

Keep in mind

  • Higher fee

Frequently Asked Questions

Which is better: Axis Bank MyZone RuPay Credit Card or Axis Bank Rewards Visa Credit Card?

Based on our analysis, Axis Bank MyZone RuPay Credit Card is the better choice with advantages in 3 out of 4 comparison categories including fees and rewards. However, Axis Bank Rewards Visa Credit Card may be better if your spending aligns with its specific benefits like lifestyle spenders.

What is the annual fee difference?

Axis Bank MyZone RuPay Credit Card has an annual fee of ₹500 (Waived on 1.5L spend), while Axis Bank Rewards Visa Credit Card costs ₹1,000 (Waived on 2L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.