Home/Compare/Axis Bank Rewards Visa Credit Card vs SBI Cashback Credit Card

Axis Bank Rewards Visa Credit Card vs SBI Cashback Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

SBI Cashback Credit Card wins 4 out of 4 comparison categories.

💰 Earn ₹2,080 cashback via EarnKaro

⭐ Recommended

💰 Earn ₹2,240 cashback via EarnKaro

Side-by-Side Comparison

Annual Fee
₹1,000
₹999 Winner
Joining Fee
₹1,000
₹999 Winner
Fee Waiver
Waived on 2L spend
Waived on 2L spend
Cashback Rate
Up to 5% Winner
Reward Rate
10X rewards on Apparel & Dept Stores
5% unlimited cashback online
Lounge Access
2 domestic per quarter
No
Welcome Bonus
5000 Edge points
Min. Income
₹25,000/mo
₹20,000/mo Winner
Credit Score
700+
650+ Winner
Best For
Lifestyle spenders
Online shoppers

Axis Bank Rewards Visa Credit Card

What we love

  • High milestone rewards
  • Lounge access
  • Edge points

Keep in mind

  • Higher fee

SBI Cashback Credit Card

What we love

  • 5% flat online cashback
  • No merchant restrictions
  • Auto-credit

Keep in mind

  • No lounge
  • 1% offline rate

Frequently Asked Questions

Which is better: Axis Bank Rewards Visa Credit Card or SBI Cashback Credit Card?

Based on our analysis, SBI Cashback Credit Card is the better choice with advantages in 4 out of 4 comparison categories including fees and rewards. However, Axis Bank Rewards Visa Credit Card may be better if your spending aligns with its specific benefits like lifestyle spenders.

What is the annual fee difference?

Axis Bank Rewards Visa Credit Card has an annual fee of ₹1,000 (Waived on 2L spend), while SBI Cashback Credit Card costs ₹999 (Waived on 2L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.