Home/Compare/Axis Bank MyZone RuPay Credit Card vs SBI Cashback Credit Card

Axis Bank MyZone RuPay Credit Card vs SBI Cashback Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Axis Bank MyZone RuPay Credit Card wins 2 out of 4 comparison categories.

⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹500 Winner
₹999
Joining Fee
Free Winner
₹999
Fee Waiver
Waived on 1.5L spend
Waived on 2L spend
Cashback Rate
Up to 5% Winner
Reward Rate
BOGO on Movies, Swiggy off
5% unlimited cashback online
Lounge Access
1 domestic per quarter
No
Welcome Bonus
SonyLiv sub
Min. Income
₹15,000/mo Winner
₹20,000/mo
Credit Score
650+
650+
Best For
Movie buffs
Online shoppers

Axis Bank MyZone RuPay Credit Card

What we love

  • Movie BOGO
  • Swiggy discounts
  • RuPay UPI

Keep in mind

  • Annual fee

SBI Cashback Credit Card

What we love

  • 5% flat online cashback
  • No merchant restrictions
  • Auto-credit

Keep in mind

  • No lounge
  • 1% offline rate

Frequently Asked Questions

Which is better: Axis Bank MyZone RuPay Credit Card or SBI Cashback Credit Card?

Based on our analysis, Axis Bank MyZone RuPay Credit Card is the better choice with advantages in 2 out of 4 comparison categories including fees and rewards. However, SBI Cashback Credit Card may be better if your spending aligns with its specific benefits like online shoppers.

What is the annual fee difference?

Axis Bank MyZone RuPay Credit Card has an annual fee of ₹500 (Waived on 1.5L spend), while SBI Cashback Credit Card costs ₹999 (Waived on 2L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.