Home/Compare/Axis Bank Rewards Visa Credit Card vs IDFC First Mayura Credit Card

Axis Bank Rewards Visa Credit Card vs IDFC First Mayura Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Axis Bank Rewards Visa Credit Card wins 3 out of 4 comparison categories.

⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹1,000 Winner
₹2,999
Joining Fee
₹1,000 Winner
₹2,999
Fee Waiver
Waived on 2L spend
Waived on 5L spend
Cashback Rate
Reward Rate
10X rewards on Apparel & Dept Stores
10X points on International, 5X on Travel/Dining
Lounge Access
2 domestic per quarter
4 domestic + 2 international per quarter
Welcome Bonus
5000 Edge points
5000 bonus points
Min. Income
₹25,000/mo Winner
₹1,00,000/mo
Credit Score
700+ Winner
750+
Best For
Lifestyle spenders
Premium travelers

Axis Bank Rewards Visa Credit Card

What we love

  • High milestone rewards
  • Lounge access
  • Edge points

Keep in mind

  • Higher fee

IDFC First Mayura Credit Card

What we love

  • Best lounge access
  • High international rewards
  • Golf privileges

Keep in mind

  • High fee
  • High income requirement

Frequently Asked Questions

Which is better: Axis Bank Rewards Visa Credit Card or IDFC First Mayura Credit Card?

Based on our analysis, Axis Bank Rewards Visa Credit Card is the better choice with advantages in 3 out of 4 comparison categories including fees and rewards. However, IDFC First Mayura Credit Card may be better if your spending aligns with its specific benefits like premium travelers.

What is the annual fee difference?

Axis Bank Rewards Visa Credit Card has an annual fee of ₹1,000 (Waived on 2L spend), while IDFC First Mayura Credit Card costs ₹2,999 (Waived on 5L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.