Home/Compare/Axis Bank MyZone RuPay Credit Card vs BOB Cashback Credit Card

Axis Bank MyZone RuPay Credit Card vs BOB Cashback Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

💰 Earn ₹2,240 cashback via EarnKaro

💰 Earn ₹950 cashback via EarnKaro

Side-by-Side Comparison

Annual Fee
₹500
₹499 Winner
Joining Fee
Free Winner
₹499
Fee Waiver
Waived on 1.5L spend
Waived on 1L spend
Cashback Rate
Up to 1% Winner
Reward Rate
BOGO on Movies, Swiggy off
1% cashback on all spends
Lounge Access
1 domestic per quarter
No
Welcome Bonus
SonyLiv sub
Min. Income
₹15,000/mo Winner
₹25,000/mo
Credit Score
650+ Winner
680+
Best For
Movie buffs
Value seekers

Axis Bank MyZone RuPay Credit Card

What we love

  • Movie BOGO
  • Swiggy discounts
  • RuPay UPI

Keep in mind

  • Annual fee

BOB Cashback Credit Card

What we love

  • Simple cashback
  • Low annual fee
  • Govt bank trust

Keep in mind

  • Basic rewards rate

Frequently Asked Questions

Which is better: Axis Bank MyZone RuPay Credit Card or BOB Cashback Credit Card?

Both cards are equally competitive across fees, cashback, and eligibility. Choose Axis Bank MyZone RuPay Credit Card if you prefer movie buffs, or BOB Cashback Credit Card if you prefer value seekers.

What is the annual fee difference?

Axis Bank MyZone RuPay Credit Card has an annual fee of ₹500 (Waived on 1.5L spend), while BOB Cashback Credit Card costs ₹499 (Waived on 1L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.