BOB Cashback Credit Card vs Axis Bank Flipkart Credit Card
Detailed side-by-side comparison to help you pick the right card for your needs.
Bank of Baroda
BOB Cashback Credit Card💰 Earn ₹950 cashback via EarnKaro
Axis Bank
Axis Bank Flipkart Credit Card💰 Earn ₹2,240 cashback via EarnKaro
Side-by-Side Comparison
Annual Fee
₹499 Winner
₹500
Joining Fee
₹499 Winner
₹500
Fee Waiver
Waived on 1L spend
Waived on 2L spend
Cashback Rate
Up to 1%
Up to 5% Winner
Reward Rate
1% cashback on all spends
5% cashback on Flipkart & Myntra
Lounge Access
No
4 domestic per year
Welcome Bonus
—
500 Flipkart voucher
Min. Income
₹25,000/mo
₹15,000/mo Winner
Credit Score
680+ Winner
700+
Best For
Value seekers
Flipkart shoppers
BOB Cashback Credit Card
What we love
- Simple cashback
- Low annual fee
- Govt bank trust
Keep in mind
- Basic rewards rate
Axis Bank Flipkart Credit Card
What we love
- Unlimited 5% on Flipkart
- 4% on Swiggy/PVR/Uber
- Lounge access
Keep in mind
- Joining fee
Frequently Asked Questions
Which is better: BOB Cashback Credit Card or Axis Bank Flipkart Credit Card?
Both cards are equally competitive across fees, cashback, and eligibility. Choose BOB Cashback Credit Card if you prefer value seekers, or Axis Bank Flipkart Credit Card if you prefer flipkart shoppers.
What is the annual fee difference?
BOB Cashback Credit Card has an annual fee of ₹499 (Waived on 1L spend), while Axis Bank Flipkart Credit Card costs ₹500 (Waived on 2L spend) per year.
Can I apply for both cards?
Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.