Home/Compare/Axis Bank Rewards Visa Credit Card vs Axis Bank MyZone RuPay Credit Card

Axis Bank Rewards Visa Credit Card vs Axis Bank MyZone RuPay Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Axis Bank MyZone RuPay Credit Card wins 3 out of 4 comparison categories.

💰 Earn ₹2,080 cashback via EarnKaro

⭐ Recommended

💰 Earn ₹2,240 cashback via EarnKaro

Side-by-Side Comparison

Annual Fee
₹1,000
₹500 Winner
Joining Fee
₹1,000
Free Winner
Fee Waiver
Waived on 2L spend
Waived on 1.5L spend
Cashback Rate
Reward Rate
10X rewards on Apparel & Dept Stores
BOGO on Movies, Swiggy off
Lounge Access
2 domestic per quarter
1 domestic per quarter
Welcome Bonus
5000 Edge points
SonyLiv sub
Min. Income
₹25,000/mo
₹15,000/mo Winner
Credit Score
700+
650+ Winner
Best For
Lifestyle spenders
Movie buffs

Axis Bank Rewards Visa Credit Card

What we love

  • High milestone rewards
  • Lounge access
  • Edge points

Keep in mind

  • Higher fee

Axis Bank MyZone RuPay Credit Card

What we love

  • Movie BOGO
  • Swiggy discounts
  • RuPay UPI

Keep in mind

  • Annual fee

Frequently Asked Questions

Which is better: Axis Bank Rewards Visa Credit Card or Axis Bank MyZone RuPay Credit Card?

Based on our analysis, Axis Bank MyZone RuPay Credit Card is the better choice with advantages in 3 out of 4 comparison categories including fees and rewards. However, Axis Bank Rewards Visa Credit Card may be better if your spending aligns with its specific benefits like lifestyle spenders.

What is the annual fee difference?

Axis Bank Rewards Visa Credit Card has an annual fee of ₹1,000 (Waived on 2L spend), while Axis Bank MyZone RuPay Credit Card costs ₹500 (Waived on 1.5L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.