BOB Cashback Credit Card vs Axis Bank MyZone RuPay Credit Card
Detailed side-by-side comparison to help you pick the right card for your needs.
Bank of Baroda
BOB Cashback Credit CardSide-by-Side Comparison
Annual Fee
₹499 Winner
₹500
Joining Fee
₹499
Free Winner
Fee Waiver
Waived on 1L spend
Waived on 1.5L spend
Cashback Rate
Up to 1% Winner
—
Reward Rate
1% cashback on all spends
BOGO on Movies, Swiggy off
Lounge Access
No
1 domestic per quarter
Welcome Bonus
—
SonyLiv sub
Min. Income
₹25,000/mo
₹15,000/mo Winner
Credit Score
680+
650+ Winner
Best For
Value seekers
Movie buffs
BOB Cashback Credit Card
What we love
- Simple cashback
- Low annual fee
- Govt bank trust
Keep in mind
- Basic rewards rate
Axis Bank MyZone RuPay Credit Card
What we love
- Movie BOGO
- Swiggy discounts
- RuPay UPI
Keep in mind
- Annual fee
Frequently Asked Questions
Which is better: BOB Cashback Credit Card or Axis Bank MyZone RuPay Credit Card?
Both cards are equally competitive across fees, cashback, and eligibility. Choose BOB Cashback Credit Card if you prefer value seekers, or Axis Bank MyZone RuPay Credit Card if you prefer movie buffs.
What is the annual fee difference?
BOB Cashback Credit Card has an annual fee of ₹499 (Waived on 1L spend), while Axis Bank MyZone RuPay Credit Card costs ₹500 (Waived on 1.5L spend) per year.
Can I apply for both cards?
Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.