Home/Compare/BOB Cashback Credit Card vs Axis Bank MyZone RuPay Credit Card

BOB Cashback Credit Card vs Axis Bank MyZone RuPay Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

💰 Earn ₹950 cashback via EarnKaro

💰 Earn ₹2,240 cashback via EarnKaro

Side-by-Side Comparison

Annual Fee
₹499 Winner
₹500
Joining Fee
₹499
Free Winner
Fee Waiver
Waived on 1L spend
Waived on 1.5L spend
Cashback Rate
Up to 1% Winner
Reward Rate
1% cashback on all spends
BOGO on Movies, Swiggy off
Lounge Access
No
1 domestic per quarter
Welcome Bonus
SonyLiv sub
Min. Income
₹25,000/mo
₹15,000/mo Winner
Credit Score
680+
650+ Winner
Best For
Value seekers
Movie buffs

BOB Cashback Credit Card

What we love

  • Simple cashback
  • Low annual fee
  • Govt bank trust

Keep in mind

  • Basic rewards rate

Axis Bank MyZone RuPay Credit Card

What we love

  • Movie BOGO
  • Swiggy discounts
  • RuPay UPI

Keep in mind

  • Annual fee

Frequently Asked Questions

Which is better: BOB Cashback Credit Card or Axis Bank MyZone RuPay Credit Card?

Both cards are equally competitive across fees, cashback, and eligibility. Choose BOB Cashback Credit Card if you prefer value seekers, or Axis Bank MyZone RuPay Credit Card if you prefer movie buffs.

What is the annual fee difference?

BOB Cashback Credit Card has an annual fee of ₹499 (Waived on 1L spend), while Axis Bank MyZone RuPay Credit Card costs ₹500 (Waived on 1.5L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.