Home/Compare/BOB Cashback Credit Card vs HDFC Pixel Play Credit Card

BOB Cashback Credit Card vs HDFC Pixel Play Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

HDFC Pixel Play Credit Card wins 2 out of 4 comparison categories.

💰 Earn ₹950 cashback via EarnKaro

⭐ Recommended

💰 Earn ₹400 cashback via EarnKaro

Side-by-Side Comparison

Annual Fee
₹499
Lifetime Free Winner
Joining Fee
₹499
Free Winner
Fee Waiver
Waived on 1L spend
Cashback Rate
Up to 1%
Up to 5% Winner
Reward Rate
1% cashback on all spends
5% on 2 merchants of your choice
Lounge Access
No
No
Welcome Bonus
Min. Income
₹25,000/mo
₹25,000/mo
Credit Score
680+ Winner
700+
Best For
Value seekers
Gen-Z & App users

BOB Cashback Credit Card

What we love

  • Simple cashback
  • Low annual fee
  • Govt bank trust

Keep in mind

  • Basic rewards rate

HDFC Pixel Play Credit Card

What we love

  • Customizable 5% merchants
  • Digital first
  • Lifetime Free

Keep in mind

  • App only management

Frequently Asked Questions

Which is better: BOB Cashback Credit Card or HDFC Pixel Play Credit Card?

Based on our analysis, HDFC Pixel Play Credit Card is the better choice with advantages in 2 out of 4 comparison categories including fees and rewards. However, BOB Cashback Credit Card may be better if your spending aligns with its specific benefits like value seekers.

What is the annual fee difference?

BOB Cashback Credit Card has an annual fee of ₹499 (Waived on 1L spend), while HDFC Pixel Play Credit Card costs zero (Lifetime Free) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.