HDFC Pixel Play Credit Card vs SBI SimplyCLICK Credit Card
Detailed side-by-side comparison to help you pick the right card for your needs.
HDFC Bank
HDFC Pixel Play Credit Card💰 Earn ₹400 cashback via EarnKaro
SBI Card
SBI SimplyCLICK Credit Card💰 Earn ₹2,240 cashback via EarnKaro
Side-by-Side Comparison
Annual Fee
Lifetime Free Winner
₹499
Joining Fee
Free Winner
₹499
Fee Waiver
—
Waived on 1L spend
Cashback Rate
Up to 5% Winner
Up to 1.25%
Reward Rate
5% on 2 merchants of your choice
10X rewards on Amazon, Apollo, Cleartrip
Lounge Access
No
No
Welcome Bonus
—
500 Amazon voucher
Min. Income
₹25,000/mo
₹20,000/mo Winner
Credit Score
700+
650+ Winner
Best For
Gen-Z & App users
Beginners & shoppers
HDFC Pixel Play Credit Card
What we love
- Customizable 5% merchants
- Digital first
- Lifetime Free
Keep in mind
- App only management
SBI SimplyCLICK Credit Card
What we love
- Great for Amazon shoppers
- Low fee
- Easy waiver
Keep in mind
- No lounge
- Basic offline rewards
Frequently Asked Questions
Which is better: HDFC Pixel Play Credit Card or SBI SimplyCLICK Credit Card?
Both cards are equally competitive across fees, cashback, and eligibility. Choose HDFC Pixel Play Credit Card if you prefer gen-z & app users, or SBI SimplyCLICK Credit Card if you prefer beginners & shoppers.
What is the annual fee difference?
HDFC Pixel Play Credit Card has an annual fee of zero (Lifetime Free), while SBI SimplyCLICK Credit Card costs ₹499 (Waived on 1L spend) per year.
Can I apply for both cards?
Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.