Home/Compare/IDFC First Mayura Credit Card vs HDFC Pixel Play Credit Card

IDFC First Mayura Credit Card vs HDFC Pixel Play Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

HDFC Pixel Play Credit Card wins 4 out of 4 comparison categories.

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⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹2,999
Lifetime Free Winner
Joining Fee
₹2,999
Free Winner
Fee Waiver
Waived on 5L spend
Cashback Rate
Up to 5% Winner
Reward Rate
10X points on International, 5X on Travel/Dining
5% on 2 merchants of your choice
Lounge Access
4 domestic + 2 international per quarter
No
Welcome Bonus
5000 bonus points
Min. Income
₹1,00,000/mo
₹25,000/mo Winner
Credit Score
750+
700+ Winner
Best For
Premium travelers
Gen-Z & App users

IDFC First Mayura Credit Card

What we love

  • Best lounge access
  • High international rewards
  • Golf privileges

Keep in mind

  • High fee
  • High income requirement

HDFC Pixel Play Credit Card

What we love

  • Customizable 5% merchants
  • Digital first
  • Lifetime Free

Keep in mind

  • App only management

Frequently Asked Questions

Which is better: IDFC First Mayura Credit Card or HDFC Pixel Play Credit Card?

Based on our analysis, HDFC Pixel Play Credit Card is the better choice with advantages in 4 out of 4 comparison categories including fees and rewards. However, IDFC First Mayura Credit Card may be better if your spending aligns with its specific benefits like premium travelers.

What is the annual fee difference?

IDFC First Mayura Credit Card has an annual fee of ₹2,999 (Waived on 5L spend), while HDFC Pixel Play Credit Card costs zero (Lifetime Free) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.