Home/Compare/IDFC First WOW Credit Card vs Axis Bank Flipkart Credit Card

IDFC First WOW Credit Card vs Axis Bank Flipkart Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

IDFC First WOW Credit Card wins 3 out of 4 comparison categories.

⭐ Recommended

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Side-by-Side Comparison

Annual Fee
Lifetime Free Winner
₹500
Joining Fee
Free Winner
₹500
Fee Waiver
Waived on 2L spend
Cashback Rate
Up to 5% Winner
Reward Rate
1X rewards on all spends
5% cashback on Flipkart & Myntra
Lounge Access
No
4 domestic per year
Welcome Bonus
500 Flipkart voucher
Min. Income
Not specified Winner
₹15,000/mo
Credit Score
Not specified Winner
700+
Best For
First timers
Flipkart shoppers

IDFC First WOW Credit Card

What we love

  • No income proof
  • Against FD
  • Build CIBIL score

Keep in mind

  • Lacks rewards

Axis Bank Flipkart Credit Card

What we love

  • Unlimited 5% on Flipkart
  • 4% on Swiggy/PVR/Uber
  • Lounge access

Keep in mind

  • Joining fee

Frequently Asked Questions

Which is better: IDFC First WOW Credit Card or Axis Bank Flipkart Credit Card?

Based on our analysis, IDFC First WOW Credit Card is the better choice with advantages in 3 out of 4 comparison categories including fees and rewards. However, Axis Bank Flipkart Credit Card may be better if your spending aligns with its specific benefits like flipkart shoppers.

What is the annual fee difference?

IDFC First WOW Credit Card has an annual fee of zero (Lifetime Free), while Axis Bank Flipkart Credit Card costs ₹500 (Waived on 2L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.