Kiwi UPI Credit Card vs Axis Bank MyZone RuPay Credit Card
Detailed side-by-side comparison to help you pick the right card for your needs.
💰 Earn ₹1,500 cashback via EarnKaro
Axis Bank
Axis Bank MyZone RuPay Credit Card💰 Earn ₹2,240 cashback via EarnKaro
Side-by-Side Comparison
Annual Fee
Lifetime Free Winner
₹500
Joining Fee
Free
Free
Fee Waiver
—
Waived on 1.5L spend
Cashback Rate
Up to 1% Winner
—
Reward Rate
2% rewards on scan & pay
BOGO on Movies, Swiggy off
Lounge Access
No
1 domestic per quarter
Welcome Bonus
250 cashback
SonyLiv sub
Min. Income
₹20,000/mo
₹15,000/mo Winner
Credit Score
680+
650+ Winner
Best For
UPI power users
Movie buffs
Kiwi UPI Credit Card
What we love
- Best UPI cashback
- Lifetime Free
- Instant virtual card
Keep in mind
- No physical card
Axis Bank MyZone RuPay Credit Card
What we love
- Movie BOGO
- Swiggy discounts
- RuPay UPI
Keep in mind
- Annual fee
Frequently Asked Questions
Which is better: Kiwi UPI Credit Card or Axis Bank MyZone RuPay Credit Card?
Both cards are equally competitive across fees, cashback, and eligibility. Choose Kiwi UPI Credit Card if you prefer upi power users, or Axis Bank MyZone RuPay Credit Card if you prefer movie buffs.
What is the annual fee difference?
Kiwi UPI Credit Card has an annual fee of zero (Lifetime Free), while Axis Bank MyZone RuPay Credit Card costs ₹500 (Waived on 1.5L spend) per year.
Can I apply for both cards?
Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.