Kiwi UPI Credit Card vs Axis Bank Flipkart Credit Card
Detailed side-by-side comparison to help you pick the right card for your needs.
💰 Earn ₹1,500 cashback via EarnKaro
Axis Bank
Axis Bank Flipkart Credit Card💰 Earn ₹2,240 cashback via EarnKaro
Side-by-Side Comparison
Annual Fee
Lifetime Free Winner
₹500
Joining Fee
Free Winner
₹500
Fee Waiver
—
Waived on 2L spend
Cashback Rate
Up to 1%
Up to 5% Winner
Reward Rate
2% rewards on scan & pay
5% cashback on Flipkart & Myntra
Lounge Access
No
4 domestic per year
Welcome Bonus
250 cashback
500 Flipkart voucher
Min. Income
₹20,000/mo
₹15,000/mo Winner
Credit Score
680+ Winner
700+
Best For
UPI power users
Flipkart shoppers
Kiwi UPI Credit Card
What we love
- Best UPI cashback
- Lifetime Free
- Instant virtual card
Keep in mind
- No physical card
Axis Bank Flipkart Credit Card
What we love
- Unlimited 5% on Flipkart
- 4% on Swiggy/PVR/Uber
- Lounge access
Keep in mind
- Joining fee
Frequently Asked Questions
Which is better: Kiwi UPI Credit Card or Axis Bank Flipkart Credit Card?
Both cards are equally competitive across fees, cashback, and eligibility. Choose Kiwi UPI Credit Card if you prefer upi power users, or Axis Bank Flipkart Credit Card if you prefer flipkart shoppers.
What is the annual fee difference?
Kiwi UPI Credit Card has an annual fee of zero (Lifetime Free), while Axis Bank Flipkart Credit Card costs ₹500 (Waived on 2L spend) per year.
Can I apply for both cards?
Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.