Home/Compare/Kotak Cashback Plus Credit Card vs Axis Bank Flipkart Credit Card

Kotak Cashback Plus Credit Card vs Axis Bank Flipkart Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Axis Bank Flipkart Credit Card wins 2 out of 4 comparison categories.

💰 Earn ₹1,540 cashback via EarnKaro

⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹499 Winner
₹500
Joining Fee
₹499 Winner
₹500
Fee Waiver
Waived on 2L spend
Waived on 2L spend
Cashback Rate
Up to 5% Winner
Reward Rate
1.5% cashback on all spends
5% cashback on Flipkart & Myntra
Lounge Access
No
4 domestic per year
Welcome Bonus
500 Flipkart voucher
Min. Income
₹30,000/mo
₹15,000/mo Winner
Credit Score
700+
700+
Best For
Simple spenders
Flipkart shoppers

Kotak Cashback Plus Credit Card

What we love

  • Simple unlimited cashback
  • Wide acceptance
  • No caps

Keep in mind

  • Annual fee

Axis Bank Flipkart Credit Card

What we love

  • Unlimited 5% on Flipkart
  • 4% on Swiggy/PVR/Uber
  • Lounge access

Keep in mind

  • Joining fee

Frequently Asked Questions

Which is better: Kotak Cashback Plus Credit Card or Axis Bank Flipkart Credit Card?

Based on our analysis, Axis Bank Flipkart Credit Card is the better choice with advantages in 2 out of 4 comparison categories including fees and rewards. However, Kotak Cashback Plus Credit Card may be better if your spending aligns with its specific benefits like simple spenders.

What is the annual fee difference?

Kotak Cashback Plus Credit Card has an annual fee of ₹499 (Waived on 2L spend), while Axis Bank Flipkart Credit Card costs ₹500 (Waived on 2L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.