Yes Bank Pop-Club Credit Card vs BOB Cashback Credit Card
Detailed side-by-side comparison to help you pick the right card for your needs.
YES Bank
Yes Bank Pop-Club Credit Card💰 Earn ₹1,500 cashback via EarnKaro
Bank of Baroda
BOB Cashback Credit Card💰 Earn ₹950 cashback via EarnKaro
Side-by-Side Comparison
Annual Fee
Lifetime Free Winner
₹499
Joining Fee
Free Winner
₹499
Fee Waiver
—
Waived on 1L spend
Cashback Rate
—
Up to 1% Winner
Reward Rate
10% back on Pop-Club brands
1% cashback on all spends
Lounge Access
No
No
Welcome Bonus
Pop-Club membership
—
Min. Income
₹20,000/mo Winner
₹25,000/mo
Credit Score
700+
680+ Winner
Best For
Young professionals
Value seekers
Yes Bank Pop-Club Credit Card
What we love
- Lifetime Free
- Exclusive club benefits
- Modern app
Keep in mind
- Niche partner network
BOB Cashback Credit Card
What we love
- Simple cashback
- Low annual fee
- Govt bank trust
Keep in mind
- Basic rewards rate
Frequently Asked Questions
Which is better: Yes Bank Pop-Club Credit Card or BOB Cashback Credit Card?
Both cards are equally competitive across fees, cashback, and eligibility. Choose Yes Bank Pop-Club Credit Card if you prefer young professionals, or BOB Cashback Credit Card if you prefer value seekers.
What is the annual fee difference?
Yes Bank Pop-Club Credit Card has an annual fee of zero (Lifetime Free), while BOB Cashback Credit Card costs ₹499 (Waived on 1L spend) per year.
Can I apply for both cards?
Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.