Axis Bank Flipkart Credit Card vs BOB Cashback Credit Card
Detailed side-by-side comparison to help you pick the right card for your needs.
Axis Bank
Axis Bank Flipkart Credit Card💰 Earn ₹2,240 cashback via EarnKaro
Bank of Baroda
BOB Cashback Credit Card💰 Earn ₹950 cashback via EarnKaro
Side-by-Side Comparison
Annual Fee
₹500
₹499 Winner
Joining Fee
₹500
₹499 Winner
Fee Waiver
Waived on 2L spend
Waived on 1L spend
Cashback Rate
Up to 5% Winner
Up to 1%
Reward Rate
5% cashback on Flipkart & Myntra
1% cashback on all spends
Lounge Access
4 domestic per year
No
Welcome Bonus
500 Flipkart voucher
—
Min. Income
₹15,000/mo Winner
₹25,000/mo
Credit Score
700+
680+ Winner
Best For
Flipkart shoppers
Value seekers
Axis Bank Flipkart Credit Card
What we love
- Unlimited 5% on Flipkart
- 4% on Swiggy/PVR/Uber
- Lounge access
Keep in mind
- Joining fee
BOB Cashback Credit Card
What we love
- Simple cashback
- Low annual fee
- Govt bank trust
Keep in mind
- Basic rewards rate
Frequently Asked Questions
Which is better: Axis Bank Flipkart Credit Card or BOB Cashback Credit Card?
Both cards are equally competitive across fees, cashback, and eligibility. Choose Axis Bank Flipkart Credit Card if you prefer flipkart shoppers, or BOB Cashback Credit Card if you prefer value seekers.
What is the annual fee difference?
Axis Bank Flipkart Credit Card has an annual fee of ₹500 (Waived on 2L spend), while BOB Cashback Credit Card costs ₹499 (Waived on 1L spend) per year.
Can I apply for both cards?
Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.