Home/Compare/Axis Bank Flipkart Credit Card vs HDFC Millennia Credit Card

Axis Bank Flipkart Credit Card vs HDFC Millennia Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Axis Bank Flipkart Credit Card wins 3 out of 4 comparison categories.

⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹500 Winner
₹1,000
Joining Fee
₹500 Winner
₹1,000
Fee Waiver
Waived on 2L spend
Waived on 1L spend
Cashback Rate
Up to 5%
Up to 5%
Reward Rate
5% cashback on Flipkart & Myntra
5% on Amazon, Flipkart, Swiggy
Lounge Access
4 domestic per year
8 lounge visits
Welcome Bonus
500 Flipkart voucher
1000 CashPoints
Min. Income
₹15,000/mo Winner
₹35,000/mo
Credit Score
700+ Winner
720+
Best For
Flipkart shoppers
Online shoppers

Axis Bank Flipkart Credit Card

What we love

  • Unlimited 5% on Flipkart
  • 4% on Swiggy/PVR/Uber
  • Lounge access

Keep in mind

  • Joining fee

HDFC Millennia Credit Card

What we love

  • 5% on top brands
  • Cashback as statement credit
  • Lounge access

Keep in mind

  • Upper cap on rewards

Frequently Asked Questions

Which is better: Axis Bank Flipkart Credit Card or HDFC Millennia Credit Card?

Based on our analysis, Axis Bank Flipkart Credit Card is the better choice with advantages in 3 out of 4 comparison categories including fees and rewards. However, HDFC Millennia Credit Card may be better if your spending aligns with its specific benefits like online shoppers.

What is the annual fee difference?

Axis Bank Flipkart Credit Card has an annual fee of ₹500 (Waived on 2L spend), while HDFC Millennia Credit Card costs ₹1,000 (Waived on 1L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.