Axis Bank Flipkart Credit Card vs Kiwi UPI Credit Card
Detailed side-by-side comparison to help you pick the right card for your needs.
Axis Bank
Axis Bank Flipkart Credit Card💰 Earn ₹2,240 cashback via EarnKaro
💰 Earn ₹1,500 cashback via EarnKaro
Side-by-Side Comparison
Annual Fee
₹500
Lifetime Free Winner
Joining Fee
₹500
Free Winner
Fee Waiver
Waived on 2L spend
—
Cashback Rate
Up to 5% Winner
Up to 1%
Reward Rate
5% cashback on Flipkart & Myntra
2% rewards on scan & pay
Lounge Access
4 domestic per year
No
Welcome Bonus
500 Flipkart voucher
250 cashback
Min. Income
₹15,000/mo Winner
₹20,000/mo
Credit Score
700+
680+ Winner
Best For
Flipkart shoppers
UPI power users
Axis Bank Flipkart Credit Card
What we love
- Unlimited 5% on Flipkart
- 4% on Swiggy/PVR/Uber
- Lounge access
Keep in mind
- Joining fee
Kiwi UPI Credit Card
What we love
- Best UPI cashback
- Lifetime Free
- Instant virtual card
Keep in mind
- No physical card
Frequently Asked Questions
Which is better: Axis Bank Flipkart Credit Card or Kiwi UPI Credit Card?
Both cards are equally competitive across fees, cashback, and eligibility. Choose Axis Bank Flipkart Credit Card if you prefer flipkart shoppers, or Kiwi UPI Credit Card if you prefer upi power users.
What is the annual fee difference?
Axis Bank Flipkart Credit Card has an annual fee of ₹500 (Waived on 2L spend), while Kiwi UPI Credit Card costs zero (Lifetime Free) per year.
Can I apply for both cards?
Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.