SBI Cashback Credit Card vs IDFC First Mayura Credit Card
Detailed side-by-side comparison to help you pick the right card for your needs.
SBI Cashback Credit Card wins 4 out of 4 comparison categories.
IDFC First Bank
IDFC First Mayura Credit Card💰 Earn ₹2,800 cashback via EarnKaro
Side-by-Side Comparison
SBI Cashback Credit Card
What we love
- 5% flat online cashback
- No merchant restrictions
- Auto-credit
Keep in mind
- No lounge
- 1% offline rate
IDFC First Mayura Credit Card
What we love
- Best lounge access
- High international rewards
- Golf privileges
Keep in mind
- High fee
- High income requirement
Frequently Asked Questions
Which is better: SBI Cashback Credit Card or IDFC First Mayura Credit Card?
Based on our analysis, SBI Cashback Credit Card is the better choice with advantages in 4 out of 4 comparison categories including fees and rewards. However, IDFC First Mayura Credit Card may be better if your spending aligns with its specific benefits like premium travelers.
What is the annual fee difference?
SBI Cashback Credit Card has an annual fee of ₹999 (Waived on 2L spend), while IDFC First Mayura Credit Card costs ₹2,999 (Waived on 5L spend) per year.
Can I apply for both cards?
Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.