SBI Cashback Credit Card vs Axis Bank Neo RuPay Credit Card
Detailed side-by-side comparison to help you pick the right card for your needs.
Axis Bank Neo RuPay Credit Card wins 2 out of 4 comparison categories.
SBI Card
SBI Cashback Credit Card💰 Earn ₹2,240 cashback via EarnKaro
Side-by-Side Comparison
SBI Cashback Credit Card
What we love
- 5% flat online cashback
- No merchant restrictions
- Auto-credit
Keep in mind
- No lounge
- 1% offline rate
Axis Bank Neo RuPay Credit Card
What we love
- RuPay UPI
- Food delivery discounts
- Very low fee
Keep in mind
- Limited rewards
Frequently Asked Questions
Which is better: SBI Cashback Credit Card or Axis Bank Neo RuPay Credit Card?
Based on our analysis, Axis Bank Neo RuPay Credit Card is the better choice with advantages in 2 out of 4 comparison categories including fees and rewards. However, SBI Cashback Credit Card may be better if your spending aligns with its specific benefits like online shoppers.
What is the annual fee difference?
SBI Cashback Credit Card has an annual fee of ₹999 (Waived on 2L spend), while Axis Bank Neo RuPay Credit Card costs ₹250 (Waived on 1L spend) per year.
Can I apply for both cards?
Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.