Home/Compare/SBI Cashback Credit Card vs Axis Bank Flipkart Credit Card

SBI Cashback Credit Card vs Axis Bank Flipkart Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Axis Bank Flipkart Credit Card wins 2 out of 4 comparison categories.

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⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹999
₹500 Winner
Joining Fee
₹999
₹500 Winner
Fee Waiver
Waived on 2L spend
Waived on 2L spend
Cashback Rate
Up to 5%
Up to 5%
Reward Rate
5% unlimited cashback online
5% cashback on Flipkart & Myntra
Lounge Access
No
4 domestic per year
Welcome Bonus
500 Flipkart voucher
Min. Income
₹20,000/mo
₹15,000/mo Winner
Credit Score
650+ Winner
700+
Best For
Online shoppers
Flipkart shoppers

SBI Cashback Credit Card

What we love

  • 5% flat online cashback
  • No merchant restrictions
  • Auto-credit

Keep in mind

  • No lounge
  • 1% offline rate

Axis Bank Flipkart Credit Card

What we love

  • Unlimited 5% on Flipkart
  • 4% on Swiggy/PVR/Uber
  • Lounge access

Keep in mind

  • Joining fee

Frequently Asked Questions

Which is better: SBI Cashback Credit Card or Axis Bank Flipkart Credit Card?

Based on our analysis, Axis Bank Flipkart Credit Card is the better choice with advantages in 2 out of 4 comparison categories including fees and rewards. However, SBI Cashback Credit Card may be better if your spending aligns with its specific benefits like online shoppers.

What is the annual fee difference?

SBI Cashback Credit Card has an annual fee of ₹999 (Waived on 2L spend), while Axis Bank Flipkart Credit Card costs ₹500 (Waived on 2L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.