Home/Compare/SBI SimplyCLICK Credit Card vs Axis Bank Neo RuPay Credit Card

SBI SimplyCLICK Credit Card vs Axis Bank Neo RuPay Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Axis Bank Neo RuPay Credit Card wins 2 out of 4 comparison categories.

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⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹499
₹250 Winner
Joining Fee
₹499
₹250 Winner
Fee Waiver
Waived on 1L spend
Waived on 1L spend
Cashback Rate
Up to 1.25% Winner
Reward Rate
10X rewards on Amazon, Apollo, Cleartrip
10% off on Zomato, BookMyShow, Myntra
Lounge Access
No
No
Welcome Bonus
500 Amazon voucher
Amazon voucher
Min. Income
₹20,000/mo
₹15,000/mo Winner
Credit Score
650+
650+
Best For
Beginners & shoppers
UPI & Zomato users

SBI SimplyCLICK Credit Card

What we love

  • Great for Amazon shoppers
  • Low fee
  • Easy waiver

Keep in mind

  • No lounge
  • Basic offline rewards

Axis Bank Neo RuPay Credit Card

What we love

  • RuPay UPI
  • Food delivery discounts
  • Very low fee

Keep in mind

  • Limited rewards

Frequently Asked Questions

Which is better: SBI SimplyCLICK Credit Card or Axis Bank Neo RuPay Credit Card?

Based on our analysis, Axis Bank Neo RuPay Credit Card is the better choice with advantages in 2 out of 4 comparison categories including fees and rewards. However, SBI SimplyCLICK Credit Card may be better if your spending aligns with its specific benefits like beginners & shoppers.

What is the annual fee difference?

SBI SimplyCLICK Credit Card has an annual fee of ₹499 (Waived on 1L spend), while Axis Bank Neo RuPay Credit Card costs ₹250 (Waived on 1L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.