Home/Compare/SBI SimplyCLICK Credit Card vs Axis Bank Flipkart Credit Card

SBI SimplyCLICK Credit Card vs Axis Bank Flipkart Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

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Side-by-Side Comparison

Annual Fee
₹499 Winner
₹500
Joining Fee
₹499 Winner
₹500
Fee Waiver
Waived on 1L spend
Waived on 2L spend
Cashback Rate
Up to 1.25%
Up to 5% Winner
Reward Rate
10X rewards on Amazon, Apollo, Cleartrip
5% cashback on Flipkart & Myntra
Lounge Access
No
4 domestic per year
Welcome Bonus
500 Amazon voucher
500 Flipkart voucher
Min. Income
₹20,000/mo
₹15,000/mo Winner
Credit Score
650+ Winner
700+
Best For
Beginners & shoppers
Flipkart shoppers

SBI SimplyCLICK Credit Card

What we love

  • Great for Amazon shoppers
  • Low fee
  • Easy waiver

Keep in mind

  • No lounge
  • Basic offline rewards

Axis Bank Flipkart Credit Card

What we love

  • Unlimited 5% on Flipkart
  • 4% on Swiggy/PVR/Uber
  • Lounge access

Keep in mind

  • Joining fee

Frequently Asked Questions

Which is better: SBI SimplyCLICK Credit Card or Axis Bank Flipkart Credit Card?

Both cards are equally competitive across fees, cashback, and eligibility. Choose SBI SimplyCLICK Credit Card if you prefer beginners & shoppers, or Axis Bank Flipkart Credit Card if you prefer flipkart shoppers.

What is the annual fee difference?

SBI SimplyCLICK Credit Card has an annual fee of ₹499 (Waived on 1L spend), while Axis Bank Flipkart Credit Card costs ₹500 (Waived on 2L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.