Home/Compare/SBI SimplyCLICK Credit Card vs IDFC First Mayura Credit Card

SBI SimplyCLICK Credit Card vs IDFC First Mayura Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

SBI SimplyCLICK Credit Card wins 4 out of 4 comparison categories.

⭐ Recommended

💰 Earn ₹2,240 cashback via EarnKaro

💰 Earn ₹2,800 cashback via EarnKaro

Side-by-Side Comparison

Annual Fee
₹499 Winner
₹2,999
Joining Fee
₹499 Winner
₹2,999
Fee Waiver
Waived on 1L spend
Waived on 5L spend
Cashback Rate
Up to 1.25% Winner
Reward Rate
10X rewards on Amazon, Apollo, Cleartrip
10X points on International, 5X on Travel/Dining
Lounge Access
No
4 domestic + 2 international per quarter
Welcome Bonus
500 Amazon voucher
5000 bonus points
Min. Income
₹20,000/mo Winner
₹1,00,000/mo
Credit Score
650+ Winner
750+
Best For
Beginners & shoppers
Premium travelers

SBI SimplyCLICK Credit Card

What we love

  • Great for Amazon shoppers
  • Low fee
  • Easy waiver

Keep in mind

  • No lounge
  • Basic offline rewards

IDFC First Mayura Credit Card

What we love

  • Best lounge access
  • High international rewards
  • Golf privileges

Keep in mind

  • High fee
  • High income requirement

Frequently Asked Questions

Which is better: SBI SimplyCLICK Credit Card or IDFC First Mayura Credit Card?

Based on our analysis, SBI SimplyCLICK Credit Card is the better choice with advantages in 4 out of 4 comparison categories including fees and rewards. However, IDFC First Mayura Credit Card may be better if your spending aligns with its specific benefits like premium travelers.

What is the annual fee difference?

SBI SimplyCLICK Credit Card has an annual fee of ₹499 (Waived on 1L spend), while IDFC First Mayura Credit Card costs ₹2,999 (Waived on 5L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.