Home/Compare/SBI SimplyCLICK Credit Card vs Axis Bank MyZone RuPay Credit Card

SBI SimplyCLICK Credit Card vs Axis Bank MyZone RuPay Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

SBI SimplyCLICK Credit Card wins 2 out of 4 comparison categories.

⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹499 Winner
₹500
Joining Fee
₹499
Free Winner
Fee Waiver
Waived on 1L spend
Waived on 1.5L spend
Cashback Rate
Up to 1.25% Winner
Reward Rate
10X rewards on Amazon, Apollo, Cleartrip
BOGO on Movies, Swiggy off
Lounge Access
No
1 domestic per quarter
Welcome Bonus
500 Amazon voucher
SonyLiv sub
Min. Income
₹20,000/mo
₹15,000/mo Winner
Credit Score
650+
650+
Best For
Beginners & shoppers
Movie buffs

SBI SimplyCLICK Credit Card

What we love

  • Great for Amazon shoppers
  • Low fee
  • Easy waiver

Keep in mind

  • No lounge
  • Basic offline rewards

Axis Bank MyZone RuPay Credit Card

What we love

  • Movie BOGO
  • Swiggy discounts
  • RuPay UPI

Keep in mind

  • Annual fee

Frequently Asked Questions

Which is better: SBI SimplyCLICK Credit Card or Axis Bank MyZone RuPay Credit Card?

Based on our analysis, SBI SimplyCLICK Credit Card is the better choice with advantages in 2 out of 4 comparison categories including fees and rewards. However, Axis Bank MyZone RuPay Credit Card may be better if your spending aligns with its specific benefits like movie buffs.

What is the annual fee difference?

SBI SimplyCLICK Credit Card has an annual fee of ₹499 (Waived on 1L spend), while Axis Bank MyZone RuPay Credit Card costs ₹500 (Waived on 1.5L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.