Home/Compare/SBI Cashback Credit Card vs Axis Bank MyZone RuPay Credit Card

SBI Cashback Credit Card vs Axis Bank MyZone RuPay Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Axis Bank MyZone RuPay Credit Card wins 2 out of 4 comparison categories.

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⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹999
₹500 Winner
Joining Fee
₹999
Free Winner
Fee Waiver
Waived on 2L spend
Waived on 1.5L spend
Cashback Rate
Up to 5% Winner
Reward Rate
5% unlimited cashback online
BOGO on Movies, Swiggy off
Lounge Access
No
1 domestic per quarter
Welcome Bonus
SonyLiv sub
Min. Income
₹20,000/mo
₹15,000/mo Winner
Credit Score
650+
650+
Best For
Online shoppers
Movie buffs

SBI Cashback Credit Card

What we love

  • 5% flat online cashback
  • No merchant restrictions
  • Auto-credit

Keep in mind

  • No lounge
  • 1% offline rate

Axis Bank MyZone RuPay Credit Card

What we love

  • Movie BOGO
  • Swiggy discounts
  • RuPay UPI

Keep in mind

  • Annual fee

Frequently Asked Questions

Which is better: SBI Cashback Credit Card or Axis Bank MyZone RuPay Credit Card?

Based on our analysis, Axis Bank MyZone RuPay Credit Card is the better choice with advantages in 2 out of 4 comparison categories including fees and rewards. However, SBI Cashback Credit Card may be better if your spending aligns with its specific benefits like online shoppers.

What is the annual fee difference?

SBI Cashback Credit Card has an annual fee of ₹999 (Waived on 2L spend), while Axis Bank MyZone RuPay Credit Card costs ₹500 (Waived on 1.5L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.