SBI SimplyCLICK Credit Card vs HDFC Pixel Play Credit Card
Detailed side-by-side comparison to help you pick the right card for your needs.
Side-by-Side Comparison
Annual Fee
₹499
Lifetime Free Winner
Joining Fee
₹499
Free Winner
Fee Waiver
Waived on 1L spend
—
Cashback Rate
Up to 1.25%
Up to 5% Winner
Reward Rate
10X rewards on Amazon, Apollo, Cleartrip
5% on 2 merchants of your choice
Lounge Access
No
No
Welcome Bonus
500 Amazon voucher
—
Min. Income
₹20,000/mo Winner
₹25,000/mo
Credit Score
650+ Winner
700+
Best For
Beginners & shoppers
Gen-Z & App users
SBI SimplyCLICK Credit Card
What we love
- Great for Amazon shoppers
- Low fee
- Easy waiver
Keep in mind
- No lounge
- Basic offline rewards
HDFC Pixel Play Credit Card
What we love
- Customizable 5% merchants
- Digital first
- Lifetime Free
Keep in mind
- App only management
Frequently Asked Questions
Which is better: SBI SimplyCLICK Credit Card or HDFC Pixel Play Credit Card?
Both cards are equally competitive across fees, cashback, and eligibility. Choose SBI SimplyCLICK Credit Card if you prefer beginners & shoppers, or HDFC Pixel Play Credit Card if you prefer gen-z & app users.
What is the annual fee difference?
SBI SimplyCLICK Credit Card has an annual fee of ₹499 (Waived on 1L spend), while HDFC Pixel Play Credit Card costs zero (Lifetime Free) per year.
Can I apply for both cards?
Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.