Home/Compare/Axis Bank Rewards Visa Credit Card vs BOB Cashback Credit Card

Axis Bank Rewards Visa Credit Card vs BOB Cashback Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

BOB Cashback Credit Card wins 3 out of 4 comparison categories.

💰 Earn ₹2,080 cashback via EarnKaro

⭐ Recommended

💰 Earn ₹950 cashback via EarnKaro

Side-by-Side Comparison

Annual Fee
₹1,000
₹499 Winner
Joining Fee
₹1,000
₹499 Winner
Fee Waiver
Waived on 2L spend
Waived on 1L spend
Cashback Rate
Up to 1% Winner
Reward Rate
10X rewards on Apparel & Dept Stores
1% cashback on all spends
Lounge Access
2 domestic per quarter
No
Welcome Bonus
5000 Edge points
Min. Income
₹25,000/mo
₹25,000/mo
Credit Score
700+
680+ Winner
Best For
Lifestyle spenders
Value seekers

Axis Bank Rewards Visa Credit Card

What we love

  • High milestone rewards
  • Lounge access
  • Edge points

Keep in mind

  • Higher fee

BOB Cashback Credit Card

What we love

  • Simple cashback
  • Low annual fee
  • Govt bank trust

Keep in mind

  • Basic rewards rate

Frequently Asked Questions

Which is better: Axis Bank Rewards Visa Credit Card or BOB Cashback Credit Card?

Based on our analysis, BOB Cashback Credit Card is the better choice with advantages in 3 out of 4 comparison categories including fees and rewards. However, Axis Bank Rewards Visa Credit Card may be better if your spending aligns with its specific benefits like lifestyle spenders.

What is the annual fee difference?

Axis Bank Rewards Visa Credit Card has an annual fee of ₹1,000 (Waived on 2L spend), while BOB Cashback Credit Card costs ₹499 (Waived on 1L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.