Home/Compare/BOB Eterna Credit Card vs Axis Bank MyZone RuPay Credit Card

BOB Eterna Credit Card vs Axis Bank MyZone RuPay Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Axis Bank MyZone RuPay Credit Card wins 3 out of 4 comparison categories.

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⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹2,499
₹500 Winner
Joining Fee
₹2,499
Free Winner
Fee Waiver
Waived on 4L spend
Waived on 1.5L spend
Cashback Rate
Reward Rate
15 rewards on International/Travel
BOGO on Movies, Swiggy off
Lounge Access
Unlimited domestic lounge
1 domestic per quarter
Welcome Bonus
10,000 bonus points
SonyLiv sub
Min. Income
₹1,00,000/mo
₹15,000/mo Winner
Credit Score
750+
650+ Winner
Best For
Luxury travelers
Movie buffs

BOB Eterna Credit Card

What we love

  • Unlimited lounge
  • High travel rewards
  • Golf access

Keep in mind

  • High annual fee

Axis Bank MyZone RuPay Credit Card

What we love

  • Movie BOGO
  • Swiggy discounts
  • RuPay UPI

Keep in mind

  • Annual fee

Frequently Asked Questions

Which is better: BOB Eterna Credit Card or Axis Bank MyZone RuPay Credit Card?

Based on our analysis, Axis Bank MyZone RuPay Credit Card is the better choice with advantages in 3 out of 4 comparison categories including fees and rewards. However, BOB Eterna Credit Card may be better if your spending aligns with its specific benefits like luxury travelers.

What is the annual fee difference?

BOB Eterna Credit Card has an annual fee of ₹2,499 (Waived on 4L spend), while Axis Bank MyZone RuPay Credit Card costs ₹500 (Waived on 1.5L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.