Home/Compare/BOB Eterna Credit Card vs Axis Bank Rewards Visa Credit Card

BOB Eterna Credit Card vs Axis Bank Rewards Visa Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

Axis Bank Rewards Visa Credit Card wins 3 out of 4 comparison categories.

💰 Earn ₹950 cashback via EarnKaro

⭐ Recommended

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Side-by-Side Comparison

Annual Fee
₹2,499
₹1,000 Winner
Joining Fee
₹2,499
₹1,000 Winner
Fee Waiver
Waived on 4L spend
Waived on 2L spend
Cashback Rate
Reward Rate
15 rewards on International/Travel
10X rewards on Apparel & Dept Stores
Lounge Access
Unlimited domestic lounge
2 domestic per quarter
Welcome Bonus
10,000 bonus points
5000 Edge points
Min. Income
₹1,00,000/mo
₹25,000/mo Winner
Credit Score
750+
700+ Winner
Best For
Luxury travelers
Lifestyle spenders

BOB Eterna Credit Card

What we love

  • Unlimited lounge
  • High travel rewards
  • Golf access

Keep in mind

  • High annual fee

Axis Bank Rewards Visa Credit Card

What we love

  • High milestone rewards
  • Lounge access
  • Edge points

Keep in mind

  • Higher fee

Frequently Asked Questions

Which is better: BOB Eterna Credit Card or Axis Bank Rewards Visa Credit Card?

Based on our analysis, Axis Bank Rewards Visa Credit Card is the better choice with advantages in 3 out of 4 comparison categories including fees and rewards. However, BOB Eterna Credit Card may be better if your spending aligns with its specific benefits like luxury travelers.

What is the annual fee difference?

BOB Eterna Credit Card has an annual fee of ₹2,499 (Waived on 4L spend), while Axis Bank Rewards Visa Credit Card costs ₹1,000 (Waived on 2L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.