Home/Compare/BOB Eterna Credit Card vs IDFC First Mayura Credit Card

BOB Eterna Credit Card vs IDFC First Mayura Credit Card

Detailed side-by-side comparison to help you pick the right card for your needs.

Our Recommendation

BOB Eterna Credit Card wins 1 out of 4 comparison categories.

⭐ Recommended

💰 Earn ₹950 cashback via EarnKaro

💰 Earn ₹2,800 cashback via EarnKaro

Side-by-Side Comparison

Annual Fee
₹2,499 Winner
₹2,999
Joining Fee
₹2,499 Winner
₹2,999
Fee Waiver
Waived on 4L spend
Waived on 5L spend
Cashback Rate
Reward Rate
15 rewards on International/Travel
10X points on International, 5X on Travel/Dining
Lounge Access
Unlimited domestic lounge
4 domestic + 2 international per quarter
Welcome Bonus
10,000 bonus points
5000 bonus points
Min. Income
₹1,00,000/mo
₹1,00,000/mo
Credit Score
750+
750+
Best For
Luxury travelers
Premium travelers

BOB Eterna Credit Card

What we love

  • Unlimited lounge
  • High travel rewards
  • Golf access

Keep in mind

  • High annual fee

IDFC First Mayura Credit Card

What we love

  • Best lounge access
  • High international rewards
  • Golf privileges

Keep in mind

  • High fee
  • High income requirement

Frequently Asked Questions

Which is better: BOB Eterna Credit Card or IDFC First Mayura Credit Card?

Based on our analysis, BOB Eterna Credit Card is the better choice with advantages in 1 out of 4 comparison categories including fees and rewards. However, IDFC First Mayura Credit Card may be better if your spending aligns with its specific benefits like premium travelers.

What is the annual fee difference?

BOB Eterna Credit Card has an annual fee of ₹2,499 (Waived on 4L spend), while IDFC First Mayura Credit Card costs ₹2,999 (Waived on 5L spend) per year.

Can I apply for both cards?

Yes! There's no restriction on holding multiple credit cards from different banks. Many savvy users hold both types to maximize rewards across different spending categories.